Hello, I bought a HDFC Life UL YoungStar Champion (ULIP Policy) andd till date (2009 – 2013), I have paid Rs 2.5 lakhs (yearly premium of Rs 50,000) and the policy is in paid up state.
The current Fund Value is Rs 2.22 lakhs. I am not paying any further premiums but should i wait for some more time to withdraw/surrender my policy or do i take out a lumpsum now and wait for the markets to get better. Thanks for your advise.