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about systematic investment plan

dear sir..

i am planning to invest 10000 in hdfc top 200 as monthly SIP. all i want to know is if i can stop paying after 10 or 15 yrs of investment and just watch the money grow in there and withdraw after n number of years… also the returns from such SIP’s ..is it taxable…?? when i take  the same money (returns ) and put to some annuity fund from which i suppose to be earning a pension …what is the tax criteria??

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