Can Cryptocurrency be considered as an asset class?

So the topic of debate today is “Is Cryptocurrency like Bitcoin be considered as an asset class?” Till now we all know that there are many asset classes like Equity, Fixed Income, Real Estate, Cash and Commodities. Some people also argue if “Art” is an asset class or not. And now, there is this new […]

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Rs 98,779 crore lying unclaimed in various accounts in India

Do you know that there is a possibility that your grandparents or someone else in the family might have some bank account or some policy that you are not aware of till today and the money is lying unclaimed for decades? Yes, that can happen!! Can you believe that a whopping Rs 98,779 crore is […]

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What are different ways to invest in International Equities?

For the last 2-3 yrs, more and more investors want to diversify beyond Indian equities and want to invest in other countries stocks. We all have seen news of how some international stocks like Amazon, Facebook, and Tesla etc are doing wonderful and today we will see how Indian investors can also invest in these […]

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Model Tenancy Act 2021 – Will it Fix Home Rental Market in India?

Model Tenant Act, 2021 is very soon going to be a reality in India and it’s mainly to set up the rules and protect the rights of tenants and property owners from each other. The rental market of properties is a very vibrant and deep market in India and every year millions of people rent […]

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Loan Against Property (LAP) – A Detailed Guide

Today I will tell you about loan against property (LAP) If you have a property that is free from any loan, then you can take a loan by keeping that property as collateral Loan Against Property (LAP) A Loan against Property (LAP) is a secured loan availed against a commercial or residential property kept as […]

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FREE GIFT – A detailed Blackbox file for your family

Dear readers Today we are releasing a FREE, very exhaustive and detailed google sheet for everyone which can act as a single point of information for your family to access all your data and information related to your financial life. In this COVID Pandemic, a lot of families lost a family member and in many […]

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Why Claim Settlement Ratio is wrong parameter to look at?

Do you exactly understand what the Claim Settlement Ratio in Insurance is? A lot of people just look at the claim settlement ratio and make an opinion about an insurance company. In this article, let me break some myths and help you understand more about the claim settlement ratio. What is Claim Settlement Ratio? In […]

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Form 15G and 15H – A Detailed Guide

Many people whose income doesn’t fall under the tax slab have mostly invested in products such as FD through which they can earn interest. But can we do anything to make sure that the bank does not deduct TDS on interest earned if our total income is not taxable? If you all don’t know then […]

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Why super topup insurance plans are cheaper than a big cover?

Shall you buy a single big health insurance policy or divide it between two policies (Base cover + a super top-up policy) for a cheaper premium? The whole insurance industry is busy promoting and selling super top-up policies as a “cheaper way of upgrading” your health insurance cover. But no one is educating investors on […]

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DevOps & Personal Finance – A guest post by software professional

This is a guest post by our reader Phani Kiran, who has tried to see personal finance from the software industry perspective. It will be more clear to software people but I think the way its written, everyone can understand it. Over to Phani Kiran — Hi All DevOps needs no introduction to people working […]

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