Hi Experts,

I had found your website while searching some answers and then on i had been following this.
I would like to get organized too 🙂

Below are my details for your reference:
Age: 27
Marital Status: Married (for 1.5 yrs)
take away Salary: 40 K per month
EPF: 1800 per month
Loan Status: Not availed any (want to home loan may be after 2-3 years)
Mnthly Expns: 25K
LIC: yrly premium abt 10K (not sure of sum assured)
Mediclaim: Star Health of about 4k premium covers 4L (employer has provided mediclaim too)

I had traditional defensive approach towards savings and had been keeping my money into RDs and FDs initially because i wanted some amnt in FD as reserve. Now I would like to explore more options.

I want to run an RD of 4K (which i can later put into PPF for tax saving) and Below is the list of SIPs that i have short listed:
1)ICICI Pru Focussed Blue Chip – 3K
2)HDFC Top 200 – 3K
3)SBI Emerging Business – 3K

Could you suggest the amounts break up that i think are correct and if there are any other options along with these which i can invest in or better any better SIPs. I have moderate risk appetite.

Please let me know if you need any infromation from my end.