6 replies on this article “Liquid fund query”

1. Ashal Jauhari says:

   April 14, 2013 at 11:25 am

   Dear Rajan, the liquid funds redemption ‘ll involve LTCG as well as STCG for more than & less than 1Y holdings. So it ‘ll be a bit complicated taxation calculation to you. Now compare how much more over bank RDs, you can earn?

   In case of RDs, you may earn 7-8% for 13 months period. That’s gtd. but in case of liquid fund, it’s not at all gtd.

   Thanks

   Ashal

   Reply
2. rajan.panchal24@gmail.com says:

   April 14, 2013 at 10:17 am

   Hi ashal,
   Why it’s is not a gud idea to invest in liquid fund For such a rebate tenure
   i just want to understand

   Reply
3. Ashal Jauhari says:

   April 14, 2013 at 10:11 am

   Dear Rajan, a plain RD is better for you as you fall in 10% tax slab.

   Thanks

   Ashal

   Reply
4. rajan.panchal24@gmail.com says:

   April 14, 2013 at 9:58 am

   Exactly 13 months

   Reply
5. Ashal Jauhari says:

   April 14, 2013 at 9:39 am

   Dear Rajan, are you going to invest on mly basis & then redeeming in one go? ‘ll the redemption happen exactly after 1Y from now onwards or you ‘ll redeem after 15-18 months?

   Please clarify.

   Thanks

   Ashal

   Reply
6. Free Financial Calculators says:

   April 14, 2013 at 9:15 am

   If you are in the 30% slab liquid funds are more tax efficient than FDs. For 10% slab it is not that significant. If investing in liquid fund hold them for a little over 1 year to minimize tax
   out-go

   Read more

   http://www.fundsindia.com/blog/mutual-funds/liquid-funds-invest/751

   Reply

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