POSTED BY May 11, 2014 11:15 pm ONE COMMENT
ONDear all,
I am an NRI ( Single earner in family of 3) looking for buying insurance online for following purpose-
1) For SELF : term insurance with Accident death cover + Critical illness/Permanent disability cover
2) For family ( Spouse/1 child)- Critical illness/Permanent disability cover.
For self being sole bread earner of my family, I am looking for maximum cover for Critical illness/Permanent disability. It seems no insurance company is clubbing both needs together under one insurance cover; besides PD is only applicable if it’s only related to accident. Besides most insurance are available only for residents. Does anybody has any suggestion?
Thanks
Arjan
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Dear Arjan, as you are NRI, please purchase Critical illness cover as well as accidental cover from general insurers. Please purchase pure term cover with out any rider.
Thanks
Ashal