5 replies on this article “Can we avail health insurance from employer and my separate one at the same time ?”

1. divya.advisor says:

   January 28, 2014 at 8:16 pm

   you can buy as many policies as you want. you can even split claims if you want. all up to you

   Reply
2. ashalanshu says:

   January 27, 2014 at 8:03 pm

   Dear Prateek, the policy in question is not a regular health plan and in a sense it’s there to provide your lump sum money as and when you file a claim. Please do note these lump sum amount ‘ll be provided to you with out considering your reimbursement from any other health insurance policy. Yes this pay out may be less than your actual requirement. To know it better, please read your policy bond.

   Thanks

   Ashal

   Reply
3. ashalanshu says:

   January 26, 2014 at 10:20 pm

   Dear Prateek, health insurance is different from life insurance. In case of health insurance normally only the cost is reimbursed where as in life insurance, you get the sum assured as claim amount.

   Please confirm the policy is from ICICI PRU or from ICICI Lombard?

   Thanks

   Ashal

   Reply
   1. Prateek Agarwal says:

      January 27, 2014 at 9:22 am

      Thanks Ashal.
      It is from ICICI Pru.

      Regards
      Prateek.

      Reply
4. rahul123 says:

   January 26, 2014 at 1:41 pm

   You can have as many insurance policies as you want.

   Thanks,
   Rahul

   Reply

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