POSTED BY August 21, 2011 2:44 pm COMMENTS (2)
ON
I have Bajaj Allilanz New life ULIP Plan. I paid 15,000 premium for three years and then stopped it. Sum assured is 75,000. Present value is 55,000. Should I surrender this policy ? If I surrender this policy where should I invest to get better returns?
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It is not a good time to surrender a ULIP if you are not planning to move the proceeds into equity MF.
You should surrender this policy if you are not able to use its features and take its advantage .
Do you really understand it ? I dont think so .. better surrender and use the proceeds in MF .
Manish