Following are my requirements
* Need Covrage of 75 Lakh
* Upto age of 55 Years
* Should Cover all types of death (Accident, Natural, Heart attack etc)
*Is terror attack death is covered in term policy?
* I used to smoke cigrate and i quite 2 month ago so it it important i should mention as smoker if im not going to smoke further
* Claim procedure should be simple & Higest Claim ration
* My choices are Aerogon Rel, Met life, HDFC, AVIVA, ICICI, Ing Vyas, Kotak. which will be the best