I am planning to take an online term plan for 1 crore. can u please suggest a good plan that covers me for a term of at least 30 – 35 years. Only 2 plans are there that give cover for such a duration i.e Aegon religare i term plan and the other is Aviva i life. However i am not confident about the claim settlement ratio of these 2 plans.plz give your valuable opinion.
I am 38 yrs, my wife is 33 yrs and son is 2.5 yrs