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Which is better option for long term ? EPF or PPF ?

Hello,

I am planning to invest 5000pm. I have option in my present company to increase PF amount. Which is best and wise option. Increase PF amount in EPF or open new PPF.

my EPF account is 4.10 year old. After 5 year there is liquidity in EPF for emergency. But in PPF i have to wait for another 5 year to get liquidity. I know EPF and PPF is meant for long term purpose.

Please advice.

Jayan

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