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Which is better ? HDFC Life or SBI life ?

Hi, Thanks for lot for your insightful articles.

Between HDFC Life and SBI Life which is a better bet (in terms of claim settlement ratio/track record etc), to buy a term insurance of 1Cr for 30 years starting at the age of 34. Pl share all data points for an easy decision.

Any other related suggestions would be a big help.

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