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Which Bank has the best sweeping facility?

Dear Experts,

Which Bank has the best sweeping facility?

SBI has this by the name of MOD whose return normally lies in between 5%-6%.

HDFC has a sweeping facility and the Return is of FD but has a charge of 1% if we withdraw the money before the time period.

Kindly suggest the best bank in terms of interest and the charges involved in it.

Regards

Abhishek

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