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Which 2 LIC Policies out of 4 , should I make paid up or surrender ?

HI

I have below four LIC policies,for them I am paying annually Rs.75256

Policy Name Premium Premium Mode Date SA Term (Years)
Money Back(T.No. 75) 7774/-    YRLY 28/07/2004 125000 20
Money Back(T.No. 75) 9609/-   HYRLY 28/01/2011 300000 20
Jeevan Surabhi(T.No. 108) 12002/-  HYRLY 28/01/2011 300000 25
Jeevan Saral(T.No.165) 12130/- HYRLY 28/01/2011 500000 35

Taking my financial goal into consideration,I want to put any two of the below policies into paid up mode or to surrender them. Can anyone Please suggest me which policies will be the best to put into paid up mode or surrender .

Thanks in advance

Sujit

 

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