Dear manish,
I have used xxx creditcard in 2004-05 after that i have cancelled it because of annual fees.Recently ( last month) one of the executive of scb called me and told that if I PAY 4000 RS he will provide complete settlement letter and also remove my name from CIBIL which they have kept in 2006. I have asked them why are you not called since 2006 and provide my billing details then he told me sorry for not calling , details can’t be given because my card is blocked status.IS it usefull pay the amount now and how can trust that executive.Can i trust that my name can be removed from CIBIL and maxium how many years they keep my name in CIBIL.
KINDLY GIVE SUITABLE ADVISE,
Thanking you,
kalyan.