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where to invest spare funds ?

Hey Guys !

My name is Garima.

I have just started working and have some extra money just lying in the bank.

Its not much but about 1 lakh.

I read up on this stuff and have invested in the 4 funds:

I am doing SIP everymonth of around 20,000 Rs.

I have spare cash to the tune of Rs 1 lakh to be invested .. how and where should I invest it ?

I am really confused?

should I spread it amongst the above mentioned funds ? or put bulk in one fund ?

Unmarried. No responsibility. No short term goal less than 5 years so not inclined to put it in a debt fund or fd . not even in gold no demat account.

 

Thanks

Garima

 

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