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What to do with my LIC policy

Hi all,

 

I have following 2 LIC policies. I am really not sure if shall i continue with them or not. As of now, i have stopped premium payment.

Name Sum Assured Policy Start Date Last premium paid on Policy Term Premium
Jeevan Anand  5lac 28/10/11 2/4/2013 21yrs 2233(monthly)
Jeevan Ankur 5Lac 20/3/12 15/1/13 25yrs 3937(Quarterly)

If they are not worth enough, can i get my paid premium back. If yes, how?

I am thinking to stop these policy and invest the premium amout in other investment. Please suggest.

Thanks,

Sandip

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