What would be your advice to an early retiree who is looking to invest his life-time savings in a way that does not require a) much monitoring b) consultation with experts c) to invest/divest too many times in a year? Assuming he wants to beat inflation & participate in the market upside too, if possible in safe ways, what are the options? The answer could be a combination of financial devices, real-estate, etc. Also, are there dependable money managers who could do this for a reasonable charge?