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What if my Home Loan application gets rejected

I’m still not sure whether I’m eligible to apply for a Home Loan or not..  Some banks are saying I’m not eligible whereas some banks are saying I’m eligible… I fear that the bank executives who are saying that I’m eligible are just trying to take my file..

 

My query is – if I apply for a loan and it gets rejected because of non-eligiblity, would that leave a bad impression if I apply again after an year ?

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