Hi Sir,
I an chetan from Mumbai. my DOB is 12/05/1988 (25 yrs). i want to take my 1st life insurance.
After reading ur side & watching all video i understood that, we have to take at least 1 TERM insurance.
so i go to my friend he is LIC agent. (My 1 st reference to LIC only compare to any PRIVATE LIFE insurance provider).
so he suggest me that, take 2-3 mix LIC policy in your portfolio. plan details as follows,
so per above plan he told me that, after completing 1st jeevan saral policy (25 yrs) u will get 59249 rs per annum. so from this money u can pay ur rest of premium for other policy.
Can you please guide//help me to take this plan. If u say no then pls pls tell why i don’t go for this plan or suggest me other plan..
1 more thing, my friend told me that, while health test don’t tell that i am not smoker. i smoke cigarette in college days in 2009 only. so can u tell me that should i hidden this thing from LIC. this will effect on my policy or they me treated as smkoer person..
Last thing, LIC policy also applicable for service tax. from when it will starting. MY agent told me that if i take policy in this month only then i never i have to pay service tax to my whole LIFE…
I know that, i ask lots of que, to you but i dint have proper guidance. i hope yu will understand my concern.
I desperately waiting 4 ur reply…