Hi All,
Need some suggestions regarding the health insurance . I am 31 years old and want to take a family floater insurance for me, my 24 years old wife and kid of 1 year. My company is providing insurance of 3 lakhs. Still I wanted a personal insurance for which I spoke to the Medimanage people and they suggested about Religare health Care for a 5 lakh sum insured. I went through the plan which looks pretty good because of the facilities it provides comparing Apollo optima and Max Bupa with a low premium rate.
But I am concerned about it’s claim ratio and trust-ability. It is new to the market and providing almost the same cover what it’s competitors are providing with high premium. So just trying to understand can we trust it in a long run. Please help me friends.
Thanks.