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ulips

i have invested in lic market plus – 181 on 31/3/2008, growth option.
i have invested in religare future protect plus on 5/10/10 and the fund allocation proportion is accelerator fund 50 % and stable fund 50 %.
i have invested in birla sunlife insurance platinum premier plan on 15/4/10 invested in platinum premium plan 1 100 % allocation.
seek advise if i should switch funds within the schemes as of today and are the above worthy investments and what steps to take for future.
piyush

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