I have one ICICIPruLife SmartKid policy. Fund investment on this is on FlexiGrowth -2. Monthly premium for the same is 3K and I have already completed 5 yrs. for the same.
Currently I want to invest additional 3K / PM. Pleasse suggest what will be right option:
1. Increase premium by way of topup of my current policy
2. or Shall I go for SIP option
3. or Shall I go for SIP + Insurance option.
PS: I don’t need additional policy as I have already few endowment policy of LIC.
Please suggest on above or may be some alternate.
Regards,
Ajay Pohekar