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today’s et wealth analysis – any expert comments?

Hi,

Can anyone give their expert comment on today’s et wealth article

http://economictimes.indiatimes.com/personal-finance/savings-centre/analysis/why-new-nps-could-be-the-best-way-to-save-for-retirement/articleshow/15351199.cms?

Till now, I have understood from this blog that MFs are the way to go for long term. So best retirement option should be MF when you re under 45, am I right?

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