I am purchasing an apartment which cost around 80 Lacs (incl registration). I have paid up
to 70 lacs. Now I have to pay 10 lacs more. But I have never taken a home loan as I had enough source until now.
I also do have have 10 lacs more in my fixed deposit.
So what do you suggest ? whether to keep the 10 lacs in fixed deposit intact ? and go for 10 lacs loan, so that I will have some amount with me. Orelse avoid load, and break FD, and finish off the deal. But in that case, I will have no balance in my account, but have to start fresh saving from my salary
Please suggest. I am so confused