I have two policies of lic Jeevan Saral with annual premium of 30000. as i read the document i found that after five years of premium payment, i may get atleast the money paid. but when I inquired LIC helpline the value is @100000 against 150000 i have paid. i was shocked. so i want to know upto which year i should carry on investment in this policy so that atleast i can get back the money i have paid….(no return will do…atleast the premium amount)