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The Direct Mutual Fund Dilemna

I had chosen to invest directly with HDFC AMC through SIP route.

From this month, I have observed in my statement that SIP in HDFC Top 200 has stopped,  and SIP in HDFC Top200-DP(direct fund) has started.

I alreday have some accumulated  corpus in HDFC Top 200

My questions are-

1. Will my accumulated holdings in HDFC Top200 suffer lower returns in future as comparedc to the direct fund?

2. If yes, then should  I transfer my existing holdings to HDFC Top200-DP? How? Through sell & buy route? Will it attract exist load on the units purchased in last one year?

3. Why my holdings in HDFC Top200 were not automatically transfered to the direct fund? (After all, these were  purchased directly from the AMC without any broker).

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