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Termination of the LIC Policy – But loosing 30% of the money paid ?

I have two policies Lic Jeevan Tarang and New Janaraksha Plan with Profits and i’am closing these policies. LIC jeevan TArang i have paid premium for 6 Years and New Janaraksha Plan paid for 3.5 Years.  
Upon Enquiring with LIC I came to know that i will loss 30% amount paid on LIC Jeevan tarang and 45 % on Janaraksha. Is there any way to retrieve this amount. Is there any policy change coming up in this regards with policy termination in next month.

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