Hi Manish,
I have been reading about Term plan for quite some time. And in few blogs, you have recommended to buy kotak, Aviva. But these plans doesn’t have AI and CI riders, i believe. Whereas other term plan has those cover, but not reliable.
Is it ok to go with low premium term plan and AI seperately or to go with single term plan which has all the rider (say ICICI iCare) Since employer is providing me the medical insurance, do i need to go for critical illness plan
Sara