Hello everybody,
I am PUNiT NAiR, 22, Male working in Bangalore. I was diagnosed with Diabetes on 1st Jan 2008(a sweet beginning to the new year). I have been on insulin ever since………
Recently the idea of taking a Term Plan started making rounds in my mind. As a novice is started googling about it and many facts came into picture………
Kotak ePreffered, MetLife, Aviva, Aegon-Religare etc etc came up as strong options for my decision………
A few questions before i finalize…
1. Will the diabetes factor affect the premium and claim settlement..??..
2. Factors like C.S.R., Premiums are important in deciding…is there anything else i should consider before deciding..???…
3. Online v/s Offline. Does the offline ‘personal touch/service’ really help us??…
I feel Kotak ePreferred is a good one with Step Up option they provide. ….Are there any unique features with other companies plz do let me know…..
Thnxx 🙂