Hi Manish,
I am looking out for a Term Plan for 50L (current age 26). I want it with Disability and Critical illness rider basically because I am investing into PPF and looking for Equity in future and absolutely no endowment plan which covers disability and critical illness. Is this good investment + life cover plan?
I had almost finalized HDFC Click2Protect seeing claim settlement ratio and low premium but then on deeper thought, nothing was covering my disability and/or critical illness as Click2Protect was not offering any rider.
Can you suggest me a good Term plan which provide those 2 riders at good premium? I want a reliable company with good claim settlement ratio even if it cost a few bucks extra. Priority in case of riders will be for disability, and i can do away with critical illness if it requires considering other facts.
Regards,
Pratik