I am planning to take insurance within the month and need some help in deciding with TI and LI. What is the difference between them? How does it work and what needs to be looked into before buying one. Pls suggest a few options to consider buying with a 20-25 yr time frame. I would prefer online but am not averse to an agent option. Also will medicals be required for a SA 1 Cr. Thank you for all your valued inputs.
Rajiv