Hi Friends,
I am 27 yrs old and planning to buy a Term Assurance Plan. I did some investigation and think Aviva and AR are good options for me as the Premium is on a lesser side compared to other companies and Aviva’s claim ratio is also good.
Should I go ahead with one of these companies for a cover of 50 lacs.
Also, I have a ULIP endowment which I took in 2008 and have paid Rs. 90000 till date, I checked the balance of the same last week and its Rs. 72000 now which is Rs. 18000 less that what I’ve paid.
Please suggest should I continue with this or surrender.
Regards,
Shrinivas