Hi Manish, I am Yegappan Muthu, Age 28. For the past 5 years I worked as NRI. I didn\’t avail any term insurance. January 2014 I joined in a Bangalore based company. My job profile is to support international clients. I will go to India for 3 or 4 weeks once in 3 months. My company availed Star health – Travel Protect Insurance for the sum of 1 Lakh USD for all my international travels. But insurance will not cover the days I am staying in India. Is it ok or can I go for other term insurance. Which policy could suits my profile. Thanks in advance.