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Term insurance and Health Insurance for family of 3 ?

I am 30 yr and want to plan term insurance or child plan can my kid is 9  yrs old can u pls suggest which is good ?

Also, I am planing to take maxbupa health insurance for 5 lak  . we are three members in family ,they gave an option of coverage up to 20lakh if maternity benefits are omitted is this good health plan? or would u suggest any other premier is 16700 per annum

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