hello sir , my name is swapnil bhokardanakar, i m merchant navy officer . i joined navy in 2009 as trainee . i went for sailing in foreign company in session 2009-2010 for 8 and half month . after tht i was busy in my promotional exam for 2 yeras . in between i didnot went for job so no income . in year 2011 i again went to sailing on foreign company for period of 4 month . i am nre account holder . and i m earning in us dollers . if i need to paytax in india as i m earning all te income in foreign currncy but my nre account is in icici bank