Hi, Thanks for the good work you are doing. I have Bajaj Allianz Investgain Policy (Annual Premium 5676/- for 25 Years) since 2005. Premium is due on 15th Sep and Surrender value is 11580/-.
Also, I have a Tata AIA Life Life plus plan (Annual Premium 5213/- for 20 Years) since 2007. Premium is due 17th Sep.
Should I surrender both the policies and buy a Term Plan instead ? Thanks for your valuable feedback.