I purchased a ULIP plan from Aviva 8 years ago @ Rs.20,000/ year. I was told that after lock in period of 3 years i can withdraw the money. But till today i have deposited Rs. 1,60,000 and the NAV value shows Rs.1,74,000. But if i surrender the policy they are paying just Rs. 1,41,000.
What should i do, should i continue or surrender the policy ?
Thanks,
Deepak Jindal