Hi
I have SBI Life UNIT Plus ii pension plan,which started in sep 2008 and IDBI wealthsurance ULIP.
I would like to surrender it after 3years of completion.
Recently IRDA has issued new rules(i.e restricting surrender chrages) regarding surrender of ulips.
does these new rules applicapable to my policy also?
IDBI has huge surrender charges and only after completion of my tenure i will get the max amount.
OR
is it worth to continue with the policy?