Hi Experts,
The question related to Jeevan Anand policy have been asked several times and am in favour of not paying further premiums but just wanted to check whether I should surrender or go for paid-up plan.
I have started the policy at age of 25 and I have taken cover of 12L for 40 years and paying a premium of 14.5K half-yearly. I have already paid a premium for 3 years.
So Approx premium paid is 87K
Surrender value based on my understanding should not be more than 30K
Please advise what is the best way to exit.