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Suggestion- Surrender cureent LIC jeevan saral policy

Hello Experts,

I have taken LIC jeevan saral policy in Jan 12 whose sum assured is 5L and the premium is 24000. After going through Jago invester and speaking to people, i feel i would hav taken a term policy instead of this.

Please suggest whether i should continue with the current policy till the locking period or surrender it. If i surrender now how much will i get.

Please also let me know the process for the same.

 

Abhishek

 

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