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Suggestion required for lic jeevan saral policy

Hi Manish
My father bought me lic jeevan saral policy , following are the details :
1) policy term 21
2) premium paying term 21
3) sum assured : 2,50,000
4) yearly premium : 12,010
I have already paid 3 yearly premium till date , please suggest me whether to go ahead with this policy or surrender it ?

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