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Suggest me Health Insurence which covers Knee Replacement

Hi ,

My Mom age 52 yrs,She is having knee problems.Doctor suggested to go for Total Knee Replacement.

I am looking for Health Insurance which will cover Knee replacement. As its a Pre-existing disease ,I have verified, all insurance companies are covering after 4 yrs.

Could you please suggest me ,Is there any insurance which will cover within one year or two yrs?

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