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Suggest best term policy company

Dear members, I am very happy to become member of this forum.I am planning to buy a term policy for approximately 50L.I gone through the book published at this portal named “Term-Insurance-Ebook-by-Jagoinvestor”.Still i am in a confusion in choosing a company. hence please suggest best insurence company. calims ratio mentioned on this web portal is overall claims ratio or term policy claim ratio.If it is over all claim settlement ratio how can we know term policy claim settlement ratio.
please help me srinivasarao

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