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Smart Cash policy from citibank & royal sundaram insurance company

HI all,

I have a question regarding a smart cash health insurance policy provided by citibank & royal sundaram insurance company. It is a group insurance policy and this is for credit card holders. It provides coverage for hospitalisation only where in when a policy holder joins the hospital they can give money upto 3000 per day to a max of 180 days per year.

It has all the other terms and conditions as a health insurance policy and exclusions. so it says that it is the expenditure that can be covered for an attendant who stays with the patient in the hospital..Can i go for this policy or not please advise. Thank u

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