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SIP duration extention

Hello,

I have 3 SIP ongoing with sbicapsec and duration for all are 2 yrs, which will end up in next month-Feb-13. According to SBIcapsec, duration can not be extended. You can start new SIP lateron with same fund. SBI can not modify duration, amount of SIP once SIP started. Also, can not start with same fund if SIP is ongoing.

Query: Can we keep all the units after completion of SIP duration? which is advisable redeem or keep as it is (as no need of urgency of the money now).

Thanks in advance.

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