Single Term Insurance with More amount is good or 2 Term insurance with diversified amount is good?

HI,

My age is 28 and I am planning to go for Term Insurance around 50lakhs (5000000).

Which will be a better way: having one policy SBI Smart Shield of SA 5000000 or having two policies one SBI Smart Shield of SA 2500000 and LIC Amulya Jeevan of SA 2500000.

My concern is which approach will be better during claim process if anything uncertain happens!!!

Policy Term: 30yrs

SBI Smart Shield: Age- 28, SA- 5000000, Premium Amount- 9480

or

SBI Smart Shield: Age- 28, SA- 2500000, Premium Amount- 6116
LIC – Amulya Jeevan: Age- 28, SA- 2500000, Premium Amount- 7525

Kindly suggest.