I have taken SBI Home Loan TL (Dec 13). Sanctioned amount is 26.20 lakh, disbursed amount is 13.15 lakh. Next disbursement of balance amount will be taken after 18 month. I am paying interest on 13.15 lakh. I do have Rs. 2.0 lakh as a surplus money for contingency. Should I switch over to SBI Home Loan Maxgain. After 2 year I have to take out this surplus 2.0 lakh.
N.K. Bhatia, Dehradun