Hi Manish,
ICICI agents are behind me for making me invest in
ICICI Pru LifeStage Wealth II? Is this worth now.
I’m employed with pretty decent salary. I’m 45 years old, survived with my wife [home maker] and a daughter in 12 std.
They are suggesting for Rs. 50,000 yearly premium for 5 or 7 payment term 10 or 15 year lock-in period term for receiving the payment. If I invest, they will give me a locker in the bank, which I need it.
For now, i have enough cover on insurance, term plan, medical cover etc.
I know this is a ULIP and these are market driven NAVs. what is your opinion on this particular ULIP? Is it worth investing it either in my name or my wife? comments, please