Hi,
I am in my late 20′s and planning to buy an apartment.I am looking at a 70lk ~ 80lk home with say 25 lk down payment and rest in loan. But when I really think about it, I feel that if I put 25lk in FD or other secure investment and religiously invest my EMI (around 30K ) in investment then after 10~15 years I will be better placed to buy a property if I need it with less loan and also have the luxury of living in places near to the place I work.
Is this a valid thought or Should I go ahead and buy a property?
thanks.